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In addition, customers for this kind of strategy could have serious legal or criminal backgrounds. It is very important to keep in mind that different service providers use a series of problem ages on their assured issue plans as low as age 40 or as high as age 80 - life expense coverage. Some will additionally offer greater face values, approximately $40,000, and others will certainly enable for better fatality benefit problems by boosting the rate of interest with the return of premium or decreasing the number of years until a full death benefit is offered